Social Security Disability can be a hassle and it takes a long time. I was disabled in June of 2009, I applied for SSD in November of 2009, and I was rejected immediately. The office didn't look at my reports from my neurologist or my primary care physician before they made their decision.
I applied for a hearing to appeal the decision in February 2010, and am still waiting on my hearing. I hired a lawyer and they are taking care of the hearing for me when it comes around. They tell me that it will be a slam dunk and there's no way I won't be approved, but waiting patiently is tough!
I just found out a week ago that you can get a conditional discharge on your student loans for 3 years, and it can turn into a final discharge if you are still disabled after that time period. You have to be totally disabled or earn below the poverty level. I just applied today and hope it will go through. I got a forbearance, which lets you be relieved from paying it for a few months, but a discharge, where they forgive the loan would be so helpful!
Let me know if you need help finding the information. Has anyone had success stories with SSD?